Guiding you through the Mortgage Maze.
What we can offer you
One of the most important and difficult decisions that you will make is which mortgage is most suitable for you. The mortgage market is a maze, especially in the new build arena, with many lenders, repayment options and special schemes.
We have over 50 professional consultants who are here to provide you with jargon-free advice so you can feel confident when choosing your mortgage. They will also make sure that you are fully protected with the relevant insurances when you move into your new home.
Specialist Mortgage Company
We are an expert mortgage broker with access to over 12,000 mortgage products from more than 50 UK lenders, so we will be able to let you know how much you can borrow depending on your employment status, income and affordability calculations and also what it will cost, including all associated costs and fees.
You may have to pay an early repayment charge to your existing lender if you re-mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We offer a fee free service on a standard house purchase, if you purchase a property from one of our associated new home developers. For all other purchase types, re-mortgages, rate switches and further advances, we may charge a fee for advice, recommendation, research and application of the loan. Our maximum fee can be up to 1% of your mortgage loan, however we typically charge around 0.3% and our Mortgage Advisers will go through our fees and charges before any work is undertaken.
There’s lots to bear in mind when trying to get your first foot on the property ladder. It can be an extremely stressful, complicated and time consuming process.
You could reduce your outgoings by switching to a lower interest rate, reduce the term of your current deal, release capital for home improvements, or consolidate existing unsecured debt.
In an uncertain world of underperforming savings vehicles, more people are seeking to invest in property for their future and a profitable return.
Buildings and contents insurance can provide cover for your property and belongings.
One of our knowledgeable and friendly mortgage advisers will be happy to discuss your requirements over the telephone.