There’s lots to bear in mind when trying to get your first foot on the property ladder. It can be an extremely stressful, complicated and time consuming process.
You could reduce your outgoings by switching to a lower interest rate, reduce the term of your current deal, release capital for home improvements, or consolidate existing unsecured debt.
In an uncertain world of underperforming savings vehicles, more people are seeking to invest in property for their future and a profitable return.
Buildings and contents insurance can provide cover for your property and belongings.
One of our knowledgeable and friendly mortgage advisers will be happy to discuss your requirements over the telephone.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
If you arrange a mortgage on a property from one of our associated new homes developers, we will waive our fee, otherwise there will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.