Remortgaging

Interest rates are dependant on the Bank of England as the base rate increases/decreases or stays the same.  You should bear this in mind when considering any potential decisions to re-mortgage.

A mortgage is a loan that you take out to buy your home and is secured against the value of your home, until you pay it off.

Re-mortgaging is the process of moving your mortgage on your existing property from one lender to another, which means that your new mortgage will replace your old one.

Just as you did when you took out your initial mortgage, it is important to review your financial circumstances every now and then, and consider all your options in order to know you’ve got a mortgage that is right for you at that moment in time.

You may want to re-mortgage if you’re:

• Coming to the end of your existing rate
• Looking for a better deal than your current lender can offer

The available mortgage deals are changing on a daily basis. If you don’t have time to search through thousands of mortgages and manage the stressful process, don’t worry, we can help.  With access to over 13,000 mortgage products, which sometimes include access to exclusive deals not available on the high street, our Advisers can offer a full mortgage review to find the best deal for you.

Depending on your circumstances we may recommend that you stay with your current lender, however we will still be able to advise on which of your current lenders new rates would be most suitable for you.

Get in touch with one of our Advisers today and we will do our best to help you, whatever you are looking to do…