First time buyers

The ladder awaits...

There's lots to bear in mind in when trying to get your first steps on the property ladder.

It can be an extremely stressful, complicated and time consuming process.

That’s why we will search thousands of mortgages to find what we feel to be the most suitable product for your needs, submit your application, liaise with your lender and conveyancer whilst being here to reassure you whenever needed, right up to completion.

If you would like to discuss your options then get in touch and we’ll help you consider all available options, depending upon your individual circumstances.

We believe that everyone should be able to buy their own home, should you want to. And it’s our job to help make it happen and get you on the property ladder! With various different government incentive schemes, and lenders’ criteria constantly changing, there could be opportunities available to you that you aren’t aware of.


You may have to pay an early repayment charge to your existing lender if you remortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you arrange a mortgage on a property from one of our associated new homes developers, we will waive our fee, otherwise there will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

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